25+
years in financial services
200+
AI Natives
500+
Transformations delivered
$3T+
Managed on Praxent-built tech
100+
Claude Certified Architects

Frontier CX and governed agents help your customers [i]apply, get answers, and grow[/i] with you.

Frontier CX and governed agents help your customers [i]apply, get answers, and grow[/i] with you.

Frontier CX and governed agents help your customers [i]apply, get answers, and grow[/i] with you.

Frontier CX and governed agents help your customers [i]apply, get answers, and grow[/i] with you.
Frontier CX and governed agents help your customers [i]apply, get answers, and grow[/i] with you.
Loan origination

Borrowers move from pre-qualification to an approved offer in one guided flow that prefills data and asks only what's needed, so more applications become funded loans.

Servicing and collections

Borrowers make payments, request payoffs, and set up hardship plans on their own, with guided outreach that reaches them early, cutting call volume and lifting recoveries.

Digital account opening

Consumers and businesses open and fund accounts in minutes on any device, with identity checks and disclosures built into one flow, to prevent deposit loss caused by drop-offs.

Merchant onboarding

Merchants apply, clear underwriting, and start processing faster, then see settlements, chargebacks, and payouts in one portal, so volume starts sooner and attrition drops.

Investor onboarding

Investors and advisors open accounts, complete subscription documents, and track performance in one place, so assets land faster and each service team covers more clients.

Quote and bind

Customers, agents, and brokers get a quote and bind coverage in one session, with prefilled data and guided underwriting questions, so more of your quotes become written premium.

Claims and policyholder service

Policyholders and members file claims, upload documents, and track status from their phones, with guided next steps that shorten cycle times and keep them renewing.

When you’re AI native . . .

You win more customers with better digital experiences using governed agents at scale

We’ll get you there

Digital banking experience case study

How a core banking provider redesigned its [i]digital banking experience[/i].

How a core banking provider redesigned its [i]digital banking experience[/i].

How a core banking provider redesigned its [i]digital banking experience[/i].

How a core banking provider redesigned its [i]digital banking experience[/i].
How a core banking provider redesigned its [i]digital banking experience[/i].

DCI wanted a modern online banking experience for its community bank and credit union clients, while keeping 30 years of account rules intact and eliminating rebuilding static designs by hand. Praxent redesigned DCI's account and transaction screens, building a design system with a usage rule for each component. We then used AI to turn these designs into production code engineers reviewed.

2x
Planned scope delivered
2
Rebuilt banking features
2.8x
Growth of engineers using AI
Where you start

Know where your experience stands [i]against the market[/i].

Know where your experience stands [i]against the market[/i].

Know where your experience stands [i]against the market[/i].

Know where your experience stands [i]against the market[/i].
Know where your experience stands [i]against the market[/i].

We analyze and score your digital experience against the market, evaluating elements like how informative, modern, and structured each is, so you can decide where to invest first.

Two weeks

CX Audit and Experience Refresh

CX Audit and Experience Refresh

CX Audit and Experience Refresh

CX Audit and Experience Refresh
CX Audit and Experience Refresh

What it produces

Comprehensive competitive analysis across your key competitors
Detailed CX assessment of your current digital experience across channels
One CX refresh of a critical screen or user workflow
A prioritized CX roadmap with an effort estimate for every change
Our approach

From moving one customer metric to [i]scaling agents[/i] across the entire journey.

From moving one customer metric to [i]scaling agents[/i] across the entire journey.

From moving one customer metric to [i]scaling agents[/i] across the entire journey.

From moving one customer metric to [i]scaling agents[/i] across the entire journey.
From moving one customer metric to [i]scaling agents[/i] across the entire journey.
4 to 6 weeks

[i]01[/i]

[i]01[/i]

[i]01[/i]

[i]01[/i]
[i]01[/i]

Assess

Your leaders set the goals as we interview your customers, score your experience, define user personas, and detail the workflows needed. We then map each customer journey for your design decisions.

6 to 10 weeks

[i]02[/i]

[i]02[/i]

[i]02[/i]

[i]02[/i]
[i]02[/i]

Design

We use AI to explore design options in days as your team judges quality and brand fit. You get a customized, clickable prototype, style guide, and front-end components that are ready to test.

2 to 4 weeks

[i]03[/i]

[i]03[/i]

[i]03[/i]

[i]03[/i]
[i]03[/i]

Validate

We test the prototype with your customers and refine it if your team approves. Then your design and engineering teams take over and build from the approved specs, so you stay on time and on budget.

Meet the

Meet the

Meet the

Meet the
Meet the
FORWARD DEPLOYED FINTECH ENGINEERS

To deliver hyper-customized workflows, Praxent embeds Forward-Deployed Fintech Engineers (FDEs). These are certified experts who combine

Elite AI Architects

Elite AI Architects

Elite AI Architects

Elite AI Architects
Elite AI Architects

AI-native engineers with hands-on experience around modern AI capabilities, governance, tokenomics, and rapid iteration to deliver results.

BFSI Expertise

BFSI Expertise

BFSI Expertise

BFSI Expertise
BFSI Expertise

Specialists who deeply understand regulated financial operations, fraud, compliance, and core processing systems.

Paul Tidwell
Nolan Egly
Matthew Wooley
Rico Callirgos
René López
Kara Konop
100+
more AI Natives
100+
more AI Natives
Paul Tidwell
Claude Certified Architect

“On a lending platform the model is rarely the hard part. The hard part is deciding which credit decisions a person still owns, and making that line clear to an examiner.”

Nolan Egly
Claude Certified Architect
Microsoft Azure AZ-305 Certified

“Most core banking code holds twenty years of business rules nobody wrote down. I pull those rules out and turn them into something an agent can follow and an auditor can read.”

Matthew Wooley
Claude Certified Architect
Microsoft Azure Certified

“A pilot runs on clean sample data. Production runs on real customer files with missing fields and edge cases, and that’s where I spend my time.”

Rico Callirgos
Claude Certified Architect
AZ-305 Solutions Architect Expert

“Before I design anything, I sit with the people doing the work. In servicing and collections, the real process is usually a few steps longer than the documented one.”

René López
Claude Certified Architect
Microsoft Azure Certified

“Every model output in a regulated workflow needs a trail: what data it used, which version ran, who approved it. I build that in from the first sprint.”

Kara Konop
Claude Certified Architect
Microsoft Azure Certified

“I judge an engagement by what happens after I leave. If your team can extend what we built without calling us, it went well.”

The latest AI Native news and notes.

The latest AI Native news and notes.

The latest AI Native news and notes.

The latest AI Native news and notes.
The latest AI Native news and notes.
Case Study
Lending

A smarter, shorter loan flow for both borrowers and lenders

Research with users led Praxent to learn why loan applicants were dropping off. See what changed to make the process easier and faster for borrowers, with 32% fewer underwriting tasks for lenders.

Case Study
Insurance

Redesigning Texas Mutual’s portal around their six user types

Policyholders were calling in for answers that were on the website. Praxent rebuilt the site and portal to surface the right answer at each step, cutting calls 30% and expanding policyholders.

Whitepaper
Lending

What it takes to build the borrower experience behind faster funding

Unclear steps in a loan application become drop-offs and support calls. Read where borrower friction hides, the best ways to address it, and how self-service reduces your support volume.

Redesign each [i]customer journey[/i] before automating it.

Redesign each [i]customer journey[/i] before automating it.

Redesign each [i]customer journey[/i] before automating it.

Redesign each [i]customer journey[/i] before automating it.
Redesign each [i]customer journey[/i] before automating it.

Our designers map each journey with your teams and customers first. Agents handle the routine steps, so your people focus on the ones that need their judgment.

Frontier CX in Banking →
Frontier CX in Lending →
Frontier CX in Payments →
Frontier CX in Investing →
Frontier CX in Insurance →
Frontier CX in Health Benefits and PBM →

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See How This Works →
OWASP LLM Top 10
SOC 2 alignment
AI Business Transformation

Become an AI-native market leader by transforming your [i]full stack[/i].

Become an AI-native market leader by transforming your [i]full stack[/i].

Become an AI-native market leader by transforming your [i]full stack[/i].

Become an AI-native market leader by transforming your [i]full stack[/i].
Become an AI-native market leader by transforming your [i]full stack[/i].
We connect the experience your customers see to the governed data, modern platforms, and agents it depends on.
01
Digital Experience

Customers state what they want and an agent does the work.

02
Cowork

Your teams run codified procedures at AI-native speed.

03
Agents

Governed agents take over your routine financial operations.

04
Data

The AI context your people and your agents both work from.

05
Platform

Advanced AI demands modern architecture and rapid engineering.