Praxent is behind more of lending [i]than you think[/i].

Praxent is behind more of lending [i]than you think[/i].

Praxent is behind more of lending [i]than you think[/i].

Praxent is behind more of lending [i]than you think[/i].
Praxent is behind more of lending [i]than you think[/i].
$53B+
in annual auto loans
#1
SBA lender in the US
#1
auto finance network in the US
$30B+
in capital deployed to 275K+ small businesses
$3T+
in assets managed
25+
YEARS IN FINANCIAL SERVICES
SOC 2
TYPE II

You bought AI. We'll make it [i]pay off[/i].

You bought AI. We'll make it [i]pay off[/i].

You bought AI. We'll make it [i]pay off[/i].

You bought AI. We'll make it [i]pay off[/i].
You bought AI. We'll make it [i]pay off[/i].
White line with a zigzag pattern trending upward ending in an arrow pointing to the upper right, symbolizing growth or increase.

Get AI into production

Get AI into production

Get AI into production

Get AI into production
Get AI into production

We take your pilots live and tie each one to a number that your board tracks.

Icon of three stacked white layers or sheets with rounded edges, shown in perspective.

Put your loan platform to work

Put your loan platform to work

Put your loan platform to work

Put your loan platform to work
Put your loan platform to work

We map the credit rules buried in your legacy origination and servicing systems first, so you can modernize around them up to 50% faster.

White shield outline icon symbolizing security or protection.

Move faster while staying exam-ready

Move faster while staying exam-ready

Move faster while staying exam-ready

Move faster while staying exam-ready
Move faster while staying exam-ready

Every system ships with governance, audit trails, and controls that your examiner can follow.

You set the goals. We bring the lending playbook so you reach them.

This is [i]AI-native[/i] lending.

This is [i]AI-native[/i] lending.

This is [i]AI-native[/i] lending.

This is [i]AI-native[/i] lending.
This is [i]AI-native[/i] lending.

With our agents accelerator, you can make any lending process agentic in a matter of weeks.

Outcome

 [i]AI transformation[/i] for your tech, your teams, and your borrowers.

 [i]AI transformation[/i] for your tech, your teams, and your borrowers.

 [i]AI transformation[/i] for your tech, your teams, and your borrowers.

 [i]AI transformation[/i] for your tech, your teams, and your borrowers.
 [i]AI transformation[/i] for your tech, your teams, and your borrowers.

[i]Modernize[/i] the tech that holds you back.

[i]Modernize[/i] the tech that holds you back.

[i]Modernize[/i] the tech that holds you back.

[i]Modernize[/i] the tech that holds you back.
[i]Modernize[/i] the tech that holds you back.

Get your lending platforms, data, and apps ready for AI, up to 50% faster, without losing the rules they hold.

White checkmark icon with rounded ends.Blue checkmark inside a blue circle symbolizing confirmation or approval.Solid blue right-pointing arrow icon.Red X mark inside a red circular border, symbolizing close or cancel.
AI-accelerated modernization of loan origination, loan management, servicing, or custom legacy systems, up to 50% faster. We use AI to map how your system works first, then rebuild or migrate on modern architecture.
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AI-ready data on Microsoft Fabric, so your credit, servicing, and portfolio data is re-organized, governed, and trusted.
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AI-native engineering with Claude Code, so you ship your roadmap 25 to 45% faster.
First step

Our agentic modernization accelerator maps your lending system and extracts your credit policy rules, exceptions, custom code, integrations, and reports so you know exactly how it all works before you change anything.

4 to 6 weeks
Moonlit mountain peak at night

Build an [i]AI-native[/i] back office.

Build an [i]AI-native[/i] back office.

Build an [i]AI-native[/i] back office.

Build an [i]AI-native[/i] back office.
Build an [i]AI-native[/i] back office.

Give your people AI they use every day, and hand the repetitive work to agents.

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Process redesign that fixes and standardizes each workflow before we automate it.
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AI-native workforce with Claude Cowork rolled out with guardrails, skills built for your team's daily work, and training that sticks.
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Custom AI agents that run income verification, stip clearing, credit memos, SBA packaging, and covenant tracking, all governed by PraxentGuard℠ with your people on the edge cases.
First step

Agent POC

Agent POC

Agent POC

Agent POC
Agent POC

We turn one of your workflows into a working agent faster with our agent infrastructure accelerator, testing it on your past loan files, with results your board and compliance teams can sign off on.

4 to 8 weeks
Milky Way over a pine forest at night

Make lending [i]effortless[/i] for your borrowers.

Make lending [i]effortless[/i] for your borrowers.

Make lending [i]effortless[/i] for your borrowers.

Make lending [i]effortless[/i] for your borrowers.
Make lending [i]effortless[/i] for your borrowers.

Agentic borrower experiences that feel like having an expert lender working right alongside them, converting more applicants and lowering cost-to-serve.

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Intuitive loan applications that guide borrowers step by step through complex requirements, using pre-filled data, instant pre-qualification, and real-time guidance whenever they get stuck.
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Dealer and broker portals that return decisions and clear stips in the same session.
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AI assistants that answer payoff, due date, and statement questions and set up payment plans in your app, with a one-tap handoff to a person.
First step

CX Prototype

CX Prototype

CX Prototype

CX Prototype
CX Prototype

We align your stakeholders on one design brief, map the borrower journey, and design the new experience. You get a prototype you can test before you build.

6 to 8 weeks
Blurry night sky with faint, diffuse light and indistinct shapes, possibly obscured stars or a milky way effect behind dark foreground forms.

Meet the

Meet the

Meet the

Meet the
Meet the
The text 'AI Natives' in white serif font with a blue four-point star inside the letter 'A' and a small blue dot above the letter 'i'.
FORWARD DEPLOYED LENDING ENGINEERS

AI Natives know origination, underwriting, servicing, collections, and fair lending. As Claude-certified experts, they have an inside track on elite AI architecture. They embed with your team and stay until it works.

Paul Tidwell
Nolan Egly
Matthew Wooley
Rico Callirgos
René López
Kara Konop
100+
more AI Natives
100+
more AI Natives
Paul Tidwell
Claude Certified Architect

“On a lending platform the model is rarely the hard part. The hard part is deciding which credit decisions a person still owns, and making that line clear to an examiner.”

Nolan Egly
Claude Certified Architect
Microsoft Azure AZ-305 Certified

“Most core banking code holds twenty years of business rules nobody wrote down. I pull those rules out and turn them into something an agent can follow and an auditor can read.”

Matthew Wooley
Claude Certified Architect
Microsoft Azure Certified

“A pilot runs on clean sample data. Production runs on real customer files with missing fields and edge cases, and that’s where I spend my time.”

Rico Callirgos
Claude Certified Architect
AZ-305 Solutions Architect Expert

“I judge an engagement by what happens after I leave. If your team can extend what we built without calling us, it went well.”

René López
Claude Certified Architect
Microsoft Azure Certified

“Every model output in a regulated workflow needs a trail: what data it used, which version ran, who approved it. I build that in from the first sprint.”

Kara Konop
Claude Certified Architect
Microsoft Azure Certified

“Before I design anything, I sit with the people doing the work. In financial services, the real process is usually quite different than the documented one.”

200+
AI Natives
25+ years
only financial services
96.9%
of engagements on or under budget
4.8/5
client rating
Our AI approach
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Learn your business first.
White checkmark icon with rounded ends.Blue checkmark inside a blue circle symbolizing confirmation or approval.Solid blue right-pointing arrow icon.Red X mark inside a red circular border, symbolizing close or cancel.
Fix the process because AI can't automate a messy workflow.
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Move AI through compliance and security.
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Build to production, inside your controls.
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Train your people to run it.

We don't just deploy AI, we deploy [i]change.[/i]

We don't just deploy AI, we deploy [i]change.[/i]

We don't just deploy AI, we deploy [i]change.[/i]

We don't just deploy AI, we deploy [i]change.[/i]
We don't just deploy AI, we deploy [i]change.[/i]

The Latest in Lending From Our [i]AI Natives[/i].

The Latest in Lending From Our [i]AI Natives[/i].

The Latest in Lending From Our [i]AI Natives[/i].

The Latest in Lending From Our [i]AI Natives[/i].
The Latest in Lending From Our [i]AI Natives[/i].
Case Study
Lending

Cutting loan application completion time by 60%

Origination can slow growth by losing borrowers mid-application if it feels repetitive or unclear. See how we redesigned Velocity Solution's origination with simplified data intake and guided workflows.

Article
Lending

Why AI should handle what's slowing your underwriters down

Give your underwriters their day back and increase throughput by handing off the document sorting, rekeying, and exception research to agents. Find out what your platform needs for audit-ready AI you can trust.

Whitepaper
Lending

What it takes to build a limitless lending platform

Speed got your lending business where it is. Keeping that up as programs multiply and rules tighten takes a platform built to absorb complexity. Discover what that looks like in practice with this whitepaper.

Partnerships

No other firm partners this closely with [i]Anthropic and Microsoft[/i] in financial services.

No other firm partners this closely with [i]Anthropic and Microsoft[/i] in financial services.

No other firm partners this closely with [i]Anthropic and Microsoft[/i] in financial services.

No other firm partners this closely with [i]Anthropic and Microsoft[/i] in financial services.
No other firm partners this closely with [i]Anthropic and Microsoft[/i] in financial services.
Logo with the word ANTHROPIC in white capital letters above a stylized orange starburst shape with a rounded rectangle button labeled Select Partner.
For financial services’ toughest challenges, we put our trust in Claude. Praxent is the only Claude Partner Network member exclusively focused on financial services.
Microsoft logo with four blue squares and the company name below the text 'Managed Partner / Solutions Partner'.
Financial services runs on the Microsoft stack. For scaling infrastructure, data, and AI governance, we choose Microsoft.

Ask about special access to partner funding. Your initiative may qualify for Microsoft and Praxent funding so you can start your AI transformation for less.

Lending case study

How NEWITY went from PPP loan servicer to the [i]#1 SBA loan facilitator[/i].

How NEWITY went from PPP loan servicer to the [i]#1 SBA loan facilitator[/i].

How NEWITY went from PPP loan servicer to the [i]#1 SBA loan facilitator[/i].

How NEWITY went from PPP loan servicer to the [i]#1 SBA loan facilitator[/i].
How NEWITY went from PPP loan servicer to the [i]#1 SBA loan facilitator[/i].

NEWITY partnered with Praxent to build their SBA and small business loan platform from the ground up. With a hyper focus on speed to fund, in 2025 NEWITY ranked as the #1 SBA loan facilitator in the country.

60+
Agents live in production
3x
Faster funding than the industry average
67%
Faster underwriting
85%
Loan-origination conversion after pre-qual
Read the full case study →
Aerial view of agricultural land with segmented fields, green patches, rows of planted trees, and a winding road crossing the landscape.

AI your examiner can [i]sign off on[/i].

AI your examiner can [i]sign off on[/i].

AI your examiner can [i]sign off on[/i].

AI your examiner can [i]sign off on[/i].
AI your examiner can [i]sign off on[/i].

Every system we build runs on PraxentGuard℠, our proprietary controls framework that limits exposure and enables safe use of AI in regulated environments, from fair lending to model risk.

29
security checks
Top 10
OWASP LLM risks covered
SOC 2
Type II alignment
Full
audit trails
Every
decision gated by human review

Start small, prove the result, and [i]scale what works[/i].

Start small, prove the result, and [i]scale what works[/i].

Start small, prove the result, and [i]scale what works[/i].

Start small, prove the result, and [i]scale what works[/i].
Start small, prove the result, and [i]scale what works[/i].

[i]1[/i]

[i]1[/i]

[i]1[/i]

[i]1[/i]
[i]1[/i]

Find your wins.

Find your wins.

Find your wins.

Find your wins.
Find your wins.

We map your top AI opportunities to revenue, cost, and risk.

[i]2[/i]

[i]2[/i]

[i]2[/i]

[i]2[/i]
[i]2[/i]

Prove it fast.

Prove it fast.

Prove it fast.

Prove it fast.
Prove it fast.

You pick a first step from any pillar and see a working result in weeks.

[i]3[/i]

[i]3[/i]

[i]3[/i]

[i]3[/i]
[i]3[/i]

Scale it.

Scale it.

Scale it.

Scale it.
Scale it.

Together, we roll it out across your teams, train your people, and keep the gains growing.

Praxent was, from day one, the provider that truly understood our business and what we were trying to accomplish. They researched our business, asked specific business-related questions, and quickly evidenced their ability to add value beyond the tech build. They're very knowledgeable about the space and understood the depth and breadth of our project. From our perspective, we couldn't have asked for a better partner. Praxent was the right choice for us.

Bryan Hallene
COO
,
NEWITY
Bryan Hallene headshot

Want to Lead AI Native Lending? [i]Let's talk.[/i]

Want to Lead AI Native Lending? [i]Let's talk.[/i]

Want to Lead AI Native Lending? [i]Let's talk.[/i]

Want to Lead AI Native Lending? [i]Let's talk.[/i]
Want to Lead AI Native Lending? [i]Let's talk.[/i]

Tell us where you want to win. We'll bring the playbook.

Man wearing a checkered shirt and brown apron watering plants with a green watering can inside a greenhouse filled with various leafy plants.Man wearing a plaid shirt and brown apron watering plants inside a greenhouse filled with various green and flowering plants.Man wearing a plaid shirt and brown apron watering plants with a green watering can inside a greenhouse filled with various green plants.